Our Dental Discount Plan
Whether you have insurance or not, you deserve access to good oral health. Dental discount plans are hard to come by, so we created Lincoln Dental Plans.
In addition to our many payment options, Lincoln Dental Plans offers dental discounts to those who don’t have dental insurance. The plan has a yearly membership fee which decreases the cost of regular dental procedures. Upon paying the annual fee, you can reap the benefits of free cleanings and other discounted services! See below to learn more about our affordable dental discount plans.
Basics of Lincoln Dental Plans
Like with any policy, Lincoln Dental Plans includes an ID and membership card, giving you access to discounts on treatment. Cheap dentists hardly exist these days, but our plans will make all of our providers seem that way.
Not so much like other plans, Lincoln Dental Plans makes it so copays, coinsurance, and other expenses are not necessary with your savings plan. To put it simply, you pay a discounted rate for the services you receive. Every dentist becomes a cheap dentist for you. Be aware that your savings plan can’t be used in conjunction with other insurance or savings plans, although you can use it to lower costs that go beyond your dental insurance’s annual coverage cap.
Savings on All Services
The plan allows you to save anywhere from 10% to 60% on the price of a procedure or an office visit – the exact discount depends on what you’re paying for and the specific plan. The plan sets a maximum price for each service, procedure, or prescription, creating a discount. For instance, a multi-benefit plan offered by Bonus Benefits caps the cost of an in-ear hearing aid at $670, which typically costs $873 according to the national average. A CVS Caremark savings plan caps the cost of a routine dental checkup at $24, compared to a nationwide average of $57.
Dental Insurance vs. Dental Discount Plan
Yearly maximum limit paid toward treatment – YES vs. NO
Deductible – YES vs. NO
100% guarantee on treatment costs – NO vs. YES
Claims and EOBs – YES vs. NO
Limitations or procedure denials – NO vs. YES
Waiting period – YES vs. NO*
A “missing tooth” clause – YES vs. NO
Timely processing – NO vs. YES
Yearly fee – YES vs. YES
*A waiting period will apply if annual membership fee has not been paid
Dental Discount Plan Member Benefits:
- 2 dental cleanings every 12 months
- 2 free comprehensive exams
- 4 bitewing x-rays every 12 months
- X-rays for new patients
- Unlimited exams along with necessary x-rays
- Free toothpaste, toothbrush, and floss every time you visit
- *30% off on the following restorative, cosmetic and periodontal treatments:
- Deep cleanings
- Periodontal maintenance
- Implant restorations
- Partial Dentures
- TMJ Therapy
- Teeth Whitening
- *20% Discount on the following endodontic and oral surgeries:
- Root canals
- Wisdom teeth
*Cannot be used with other specials
Dental Discount Plan Policies:
1. Not For Use With Other Plans.
This dental discount plan is for those without dental insurance or other discount programs. It cannot be used in conjunction with other discounts, insurance plans, dental benefits under automobile medical insurance claims, or workers compensation benefits.
2. For Use With Nebraska Family Dentistry.
This dental discount plan can only is only valid at Nebraska Family Dentistry locations. For a list of locations, please ask our patient coordinator or visit the locations page.
3. Not Refundable.
This dental discount plan is non-refundable, but you do have 30 days after enrollment if you change your mind. Payment is due when services begin and cannot be refunded if you choose not to take advantage of the other member benefits throughout the year.
4. 12-Month Cycles.
At the end of the 12-month period, if you choose to reinstate your membership, payment must be made before services can proceed.
5. Not For Use with Promotions.
Discounts in this plan cannot be used with any other promotion or special.
6. Payment Due at the Time of Service.
Your portion for any treatment is due at the time of service, or a payment plan must already be arranged.
Upon signing up for a plan, you’ll need to provide a credit card. You’ll then automatically enroll in auto-pay, which will charge your stored card on the yearly renewal date. You’ll also be able to opt out of auto-pay at any point.
8. Live Customer Service Representatives.
Lincoln Dental Plans allows our team members to be available by phone and online chat between 8 am and 9 pm EST Monday through Friday, 9 am to 6 pm on Saturday, and 10 am to 5 pm on Sunday.
9. Discounts and Sales.
To sweeten the deal for new customers, Lincoln Dental Plans also offer discounts and sales on a temporary basis. For example, its Labor Day 2014 sale offered three months free and 10% off the remaining annual fee for any plan purchased over the weekend.
10. Cancellation Policy.
Lincoln Dental Plans has a no-questions-asked cancellation policy for the first 30 days of your plan enrollment. To cancel, call into customer service with your member ID. Full refund of your annual membership fee – which you pay up front – typically comes within 30 days after you make the call. If you want to cancel after 30 days, you can do so as well you can receive a prorated refund.
Dental Discount Plan Membership Fee:
This fee is charged annually, based on the month you sign up for the plan. For example, if you signed up for a dental discount plan in June of 2016, your membership will be good from June 2016-June 2017. Should you choose to reinstate your membership, your $295 membership fee will be due before services can proceed under the discount plan.