Our Dental Discount Plan
Whether you have dental insurance or not, you still deserve to have access to good oral health. Dental insurance can be confusing and costly with copays, coinsurance, and unclear terms– that’s why we created Lincoln Dental Plans. Our dental plans are perfect for individuals, seniors and families.
In addition to our many payment options, Lincoln Dental Plans offers dental discounts to those who don’t have dental insurance. The plan has a yearly membership fee which decreases the cost of regular dental procedures. Upon paying the annual fee, you can reap the benefits of free cleanings and other discounted services! See below to learn more about our affordable dental discount plans.
Basics of Lincoln Dental Plans
Like with any policy, Lincoln Dental Plans includes an ID and membership card, giving you access to discounts on treatment. Affordable dentists seem to rarely exist these days, but our plans will allow you to have access to the dental care you need without the unnecessary costs and complicated rules associated with traditional dental insurance.
Unlike many other dental plans, Lincoln Dental Plans makes it so copays, coinsurance, and other expenses are not necessary with your savings plan. To put it simply, you pay a discounted rate for the services you receive. Every dentist becomes a cheap dentist for you. Be aware that your savings plan can’t be used in conjunction with other insurance or savings plans, although you can use it to lower costs that go beyond your dental insurance’s annual coverage cap.
Savings on All Services
The plan allows you to save anywhere from 10% to 60% on the price of a procedure or an office visit – the exact discount depends on what you’re paying for and the specific plan. The plan sets a maximum price for each service, procedure, or prescription, creating a discount. For instance, a multi-benefit plan offered by Bonus Benefits caps the cost of an in-ear hearing aid at $670, which typically costs $873 according to the national average. A CVS Caremark savings plan caps the cost of a routine dental checkup at $24, compared to a nationwide average of $57.
Dental Insurance vs. Dental Discount Plan
|Dental Insurance||Dental Discount Plan|
|Yearly maximum limit paid for treatment||Yes||No|
|100% guarantee on treatment costs||No||Yes|
|Limitations or procedure denials||No||Yes|
|A “missing tooth” clause||Yes||No|
Dental Discount Plan Member Benefits:
- 2 dental cleanings every 12 months
- 2 free comprehensive exams
- 4 bitewing x-rays every 12 months
- X-rays for new patients
- Unlimited exams along with necessary x-rays
- Free toothpaste, toothbrush, and floss every time you visit
- *25% off on the following restorative, cosmetic and periodontal treatments:
- Deep cleanings
- Periodontal maintenance
- Implant restorations
- Partial Dentures
- TMJ Therapy
- Teeth Whitening
- Root canals
- Wisdom teeth
*Can not be used with other specials
Dental Discount Plan Policies:
1. Not For Use With Other Plans.
This dental discount plan is for those without dental insurance or other discount programs. It cannot be used in conjunction with other discounts, insurance plans, dental benefits under automobile medical insurance claims, or workers compensation benefits.
2. For Use With Nebraska Family Dentistry.
This dental discount plan can only is only valid at Nebraska Family Dentistry locations. For a list of locations, please ask our patient coordinator or visit the locations page.
3. Not Refundable.
This dental discount plan is non-refundable, but you do have 30 days after enrollment if you change your mind. Payment is due when services begin and cannot be refunded if you choose not to take advantage of the other member benefits throughout the year.
4. 12-Month Cycles.
At the end of the 12-month period, if you choose to reinstate your membership, payment must be made before services can proceed.
5. Not For Use with Promotions.
Discounts in this plan cannot be used with any other promotion or special.
6. Payment Due at the Time of Service.
Your portion for any treatment is due at the time of service, or a payment plan must already be arranged.
7. Cancellation Policy.
Lincoln Dental Plans has a no-questions-asked cancellation policy for the first 30 days of your plan enrollment. To cancel, call our customer service with your member ID. Full refund of your annual membership fee – which you pay upfront – typically comes within 30 days after you make the call. If you want to cancel after 30 days, you can do so as well you can receive a prorated refund.
Dental Discount Plan Membership Fee:
This fee is charged annually, based on the month you sign up for the plan. For example, if you signed up for a dental discount plan in June of 2016, your membership will be good from June 2016-June 2017. Should you choose to reinstate your membership, your $295 membership fee will be due before services can proceed under the discount plan.
Nebraska Family Dentistry has dental clinic locations in all parts of Lincoln! Choose “near me dentist” location that is convenient for you.